Water Damage

Water damage to your home or commercial property is never a good thing.  However, by immediate action there are steps that can be taken to mitigate damages.  The first thing most people do is call some sort of restoration company or plumber to stop leakage and restore property damage from water flooding or leakage.  Water damage can happen at any time and practically anywhere.  No instance of water is the same.  Every incident of water damage occurrence will have its own unique set of circumstances which will need to be handled accordingly.  While it will probably prove to be imperative that you call your plumber or nearest restoration company first, the second most important call may not be what you think it to be.  The second call policyowners normally make is to their insurance company. If you have never dealt with “Big insurance” then you could be in for an unexpected ride.  Filing a claim for property damage yourself can be daunting. Most insurance companies do not have the insured’s best interest in mind.  You may get the ‘run-around’, being transferred to voicemail, waiting days, weeks or months even for a response.  On top of that,  the average  insurance company does their best to payout the minimal amount to its policyholders.  It is actually their job to do so.  That is where we come in.  It is not fair nor ethical that policyholders who spend money both monthly and annually to get adequate coverage be taken advantage of. That is where we come in.

When property damage, water damage, vandalism to either commercial property or residential occurs you will need a Public Adjuster to help.  A Public Adjuster works for you to not only get your claim processed in the most timely and efficient manner but to get you maximum payout to cover all expenses incurred. In most cases this can include hotel accommodations and more.

It is of the utmost importance that the property owner take special precautions and actions when dealing with water damage.  There are several things to keep in mind:

1)Mold and mildew can begin to grow in as little as 24 to 48 hours and faster during summer/hot weather.  Have clean-up crews that are Certified in order to assure work is performed to industry standards.  This is critical!

2) Shut down power or electricity to appliances or other electrical units exposed to water. Be very cautious when doing this to avoid electrical shock! Have those areas inspected as well.